I work at a pretty rough school and getting my car keyed is, unfortunately, one of the hazards of the job. It can be a little pricey to get it repaired, but it doesn't tend to be worth it to claim it back from insurance, particularly if it happens a few times a year. Luckily there is a great auto body and paint shop near me which does a really quick and good quality job of fixing the damaged. This blog is all about repairing key damage to a car, and might be handy for someone who needs to get auto damaged repaired quickly.
While you may try and be careful when parking your car, it is very easy to clip another vehicle when trying to pull into or out of a tight space. Clipping another vehicle can leave unattractive scratches on the bodywork of both your car and the other vehicle. While the damage may seem minor, it is important you do not drive off and ignore the incident. With the increased use of security cameras in public places, there is a good chance you will be traced and charged with leaving the scene of an accident. Below is a guide to what you need to do if you scratch someone else's car.
Make Contact with the Owner
If you clip another car while attempting to exit or enter a parking space, the chances are the owner of the other vehicle will not be around. If this is the case, you should leave a short note on their windshield containing your contact details and a brief explanation of what has happened. You should secure the note under the windscreen wiper to prevent it from blowing away in the wind.
Gather Photographic Evidence
Most people now have smartphones which have inbuilt digital cameras. You should use your phone to take photographs of the damage to both cars, capturing the location and size of any scratches. Taking photos will prevent the owner of the other car from claiming for exaggerated damages from your insurance company.
When the owner of the other car contacts you, you should set about organising repairs. If the damage is only minor, it may be worthwhile covering the cost of the damage from your own pocket. Doing so will prevent the loss of your no-claims bonus and the subsequent increase in the cost of your insurance. If the other owner is happy not to claim for the cost of the damage using insurance, you should ask them to get a couple of quotes from local auto garages for the cost of the repairs. You should pay any money directly to the garage and not to the owner of the other car. Doing so will ensure that the repair work is completed and will prevent the owner from later lodging an insurance claim.
If you have recently had a minor bump and have suffered damage to the bodywork of your car, you should contact an auto body paint and repair shop. They will be able to assess any damage before carrying out the necessary repair work.